Step 1: Please Complete a General Medical Profile   Gender Date of Birth MM/DD/YYYY Height Weight Smoker? Applicant* --MF / / Ft3456 In01234567891011 Spouse --MF Please select your gender. / / Ft3456 In01234567891011 Children 0123456   Child 1: --MF Please select your gender. / / Ft123456 In01234567891011 Child 2: --MF Please select your gender. / / Ft123456 In01234567891011 Child 3: --MF Please select your gender. / / Ft123456 In01234567891011 Child 4: --MF Please select your gender. / / Ft123456 In01234567891011 Child 5: --MF Please select your gender. / / Ft123456 In01234567891011 Child 6: --MF Please select your gender. / / Ft123456 In01234567891011 Are you currently insured?* Yes   No Who is your current insurance company?* --AetnaAssurant HealthBlue CrossBlue ShieldCeltic Insurance CompanyCIGNAGolden Rule InsuranceGroup Health CooperativeGroup Health Incorporated (GHI)Health NetHealthPartnersHumanaIntermountain Health Care (IHC)Kaiser PermanenteLifeWise Health PlanMedicaMedical Mutual of OhioMidwest SecurityOxford Health PlansPacifiCareTufts Health PlanUNICAREUnited HealthCareUnited Wisconsin Life/AMSVista Health PlanOther When would you like coverage to begin?* 1234 / 12345678910111213141516171819202122232425262728293031 / 2009 Do you currently take any medications?* Yes   No Please specify* Do any of the people applying for health insurance have any pre-existing conditions?* Yes   No Please check all pre-existing health conditions that apply to any of the people listed above: Aneurysm Cancer Clinical Depression Diabetes Drug/Alcohol Abuse Emphysema Heart Disease HIV/AIDS Hypertension Kidney Disease Liver Disease MS Paralysis Stroke Other Major Illness Step 2: Provide Your Contact Information First Name* Last Name* Address* City* State* --Select--AlabamaAlaskaArizonaArkansasCaliforniaColoradoConnecticutDelawareDistrict of ColumbiaFloridaGeorgiaHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew HampshireNew JerseyNew MexicoNew YorkNorth CarolinaNorth DakotaOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVermontVirginiaWashingtonWest VirginiaWisconsinWyoming Zip Code* Daytime Phone* - - Evening Phone* - - Contact Time* AnytimeMorningAfternoonEvening Email Address* I have read and agree to the Privacy Policy and Site Terms of Use. I also agree to be contacted by telephone by up to 4 health insurance professionals.

 

Who Needs Catastrophic Health Insurance?

Catastrophic health insurance is an attractive health care option for a variety of people. Both younger and older people alike are interested in this low premium form of health coverage.

Twenty-Somethings

One group that considers catastrophic health insurance a good match for their needs are those in their twenties. Either fresh out of college and looking for affordable health care, or seeking an alternative plan when an employer does not offer a health care package, twenty-something consumers seek a good mix of coverage for a low premium. This age group is typically in good health and needs a plan that will provide that "just in case" coverage in the event of a major medical need.

Ages Fifty to Sixty-Five

Additionally, those who are fifty to sixty-five and generally in good health are looking for an affordable option to carry them into their retirement years. Besides the low monthly premium, catastrophic health insurance provides assurance that if a major illness or medical need arises, such as a heart attack or stroke, they have some form of health care coverage.

Shopping for Catastrophic Health Insurance

Whatever the age, anyone who is seeking affordable health insurance may find that a catastrophic health insurance plan fits their needs. Keep in mind these factors when shopping for a plan:

• Some plans do not provide prescription medication coverage.
• Most plans do not provide maternity care coverage.
• If you have a pre-existing health condition, you may not be eligible for catastrophic health insurance. These health conditions include:

Diabetes

AIDS

Emphysema

Heart disease

Cancer

• Be aware of the deductible amount that must be met before coverage kicks in; it will vary among plans.
• Always read all plan details carefully to fully understand the terms of the policy and the lifetime maximum allowed.