Step 1: Please Complete a General Medical Profile   Gender Date of Birth MM/DD/YYYY Height Weight Smoker? Applicant* --MF / / Ft3456 In01234567891011 Spouse --MF Please select your gender. / / Ft3456 In01234567891011 Children 0123456   Child 1: --MF Please select your gender. / / Ft123456 In01234567891011 Child 2: --MF Please select your gender. / / Ft123456 In01234567891011 Child 3: --MF Please select your gender. / / Ft123456 In01234567891011 Child 4: --MF Please select your gender. / / Ft123456 In01234567891011 Child 5: --MF Please select your gender. / / Ft123456 In01234567891011 Child 6: --MF Please select your gender. / / Ft123456 In01234567891011 Are you currently insured?* Yes   No Who is your current insurance company?* --AetnaAssurant HealthBlue CrossBlue ShieldCeltic Insurance CompanyCIGNAGolden Rule InsuranceGroup Health CooperativeGroup Health Incorporated (GHI)Health NetHealthPartnersHumanaIntermountain Health Care (IHC)Kaiser PermanenteLifeWise Health PlanMedicaMedical Mutual of OhioMidwest SecurityOxford Health PlansPacifiCareTufts Health PlanUNICAREUnited HealthCareUnited Wisconsin Life/AMSVista Health PlanOther When would you like coverage to begin?* 1234 / 12345678910111213141516171819202122232425262728293031 / 2009 Do you currently take any medications?* Yes   No Please specify* Do any of the people applying for health insurance have any pre-existing conditions?* Yes   No Please check all pre-existing health conditions that apply to any of the people listed above: Aneurysm Cancer Clinical Depression Diabetes Drug/Alcohol Abuse Emphysema Heart Disease HIV/AIDS Hypertension Kidney Disease Liver Disease MS Paralysis Stroke Other Major Illness Step 2: Provide Your Contact Information First Name* Last Name* Address* City* State* --Select--AlabamaAlaskaArizonaArkansasCaliforniaColoradoConnecticutDelawareDistrict of ColumbiaFloridaGeorgiaHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew HampshireNew JerseyNew MexicoNew YorkNorth CarolinaNorth DakotaOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVermontVirginiaWashingtonWest VirginiaWisconsinWyoming Zip Code* Daytime Phone* - - Evening Phone* - - Contact Time* AnytimeMorningAfternoonEvening Email Address* I have read and agree to the Privacy Policy and Site Terms of Use. I also agree to be contacted by telephone by up to 4 health insurance professionals.

 

Feature Article: Consumer Driven Health Plans

With soaring health care costs, it's no wonder that so many people are uninsured and can't afford doctor's visits and medical care. With a consumer-driven health plan, consumers control their medical needs and expenses in an affordable way. With a solution for managing the costs of health care, people can be more proactive in their preventive medical needs, which leads to healthier lifestyles.

High-Deductible Health Plans

While a high-deductible health plan offers affordable coverage for major medical expenses, you will be responsible for a number of out-of-pocket costs, including:

• Routine doctor's visits
• Prescription medications
• Any medical expenses before you reach the deductible amount

While the monthly premiums on these plans are low, out-of-pocket expenses can really add up. Consider a consumer-driven health plan strategy to manage the costs.

Health Savings Account (HSA)

There is a relatively simple solution for controlling expenses that are not covered under a high-deductible health plan - a Health Savings Account (HSA). With a small amount of planning, an HSA allows you to save and spend tax-free money on qualified medical expenses. Once you hit the magic deductible amount, which varies depending on the plan, the insurance coverage takes over and covers those expenses as outlined in your policy.

When you research catastrophic health insurance or other high-deductible plans, also review the options for a Health Savings Account. Many insurance companies have an HSA option to assist with your medical costs. Review the HSA plan carefully to ensure that any unused money in your account may be kept or rolled over at the end of the year.

Determine the amount that you will contribute to your Health Savings Account to be used to cover medical costs. The combination of a high-deductible plan and an HSA is an excellent option for consumers to effectively manage their health care costs.